MetLife Dentist Parsippany

Learn More About the Benefits of MetLife

Middle-aged dental patient looking at her dentist

Do you have a MetLife dental insurance policy? If so, you can regard it as a precious asset. Not only might it allow you to enjoy low-cost preventive services, but it may also reduce the financial strain of restorative procedures. How can you get the greatest value out of your plan? As an in-network MetLife dentist in Parsippany, Dr. Elsaid and our team at Zen Dental Care are eager to assist you.

MetLife Coverage Availability & Fees

Dental patient filling out paperwork on clipboard

MetLife offers a few different dental plans, so it would be wise to take some time to familiarize yourself with the details of your specific policy. In the meantime, you might gain some valuable information by reviewing this general overview of PPO benefits that may be available through MetLife:

  • Preventive services, like checkups and cleanings, are frequently 100% covered.
  • Basic services, which may include fillings and other relatively simple restorative procedures, may be up to 80% covered.
  • Major services, like crowns and dentures, are often around 50% covered.

Keep in mind that not all plans cover all services, and you may be subject to stipulations such as:

  • A waiting period before you are eligible for certain types of coverage.
  • A deductible that you must pay before your benefits cover anything.
  • An annual maximum, which is a yearly limit on the amount that MetLife will pay for approved services.

Since our team is in-network with MetLife, we have a contract that manages fees. That means you may be able to get more value out of your annual maximum when you come to see us (as opposed to visiting an out-of-network provider). In some situations, we can even schedule major services across multiple appointments between calendar years. Therefore, you might be able to use two annual maximums instead of only one.

Meet the Team

Dental team member helping patient at front desk

Our whole team wants to help you get the most out of your MetLife plan. Our front office staff has lots of experience in dealing with the ins and outs of insurance, and we can use our expertise to:

  • Verify your benefits and explain how they apply to different treatments.
  • File claims on your behalf.
  • Follow-up with MetLife when necessary to help you get all the benefits you are entitled to.
  • Help you find answers to questions about your insurance plan.

We understand that dealing with insurance can be stressful at times, so you can expect us to treat you with the utmost courtesy and respect every step of the way. We want you to have a positive experience as you use your MetLife benefits in our office!